health insurance

Southern Cross Health Insurance at Oscar Wylee

Southern Cross logo at oscar wylee

As a member of Southern Cross, Your Insurance company may cover prescription glasses, lenses inserted into new frames, product repairs and optometrist visits with HealthEssentials policy, and with the Keeping Well, Vision and Dental And Ultracare 400 modules. Southern Cross benefits renew every policy year, claim with us before your policy year runs out! Any benefits not used before the limits reset will be lost.

With Oscar Wylee, you can have up to 100% coverage on select optical purchases when you shop with us. Look at the table below to find your Southern Cross coverage and the benefits you have when you shop at Oscar Wylee.

Your coverage may or may not apply to add-ons, coatings or tinting.

Are you in need of an eye test?

We recommend everyone has a complete eye examination at least once every two years.

Book yours today with Oscar Wylee.

Waiting Period

6 Months

Benefit Limits Reset

Policy Year: Your benefits year begins when you make your first claim at Southern Cross

Claimable Benefits %


*Your Extras Package Annual Limit: Basic HealthEssentials ¹ KiwiCare RegularCare Wellbeing One Wellbeing Two UltraCare
Singles Cover $100 close close Vision and dental plan Required Vision and dental plan Required Upgrade required ²
Family Cover tick close close tick tick tick
Prescription Glasses tick close close tick tick tick
Prescription Lenses tick close close tick tick tick
Prescription Sunglasses tick close close tick tick tick
Eye Test Coverage $100 ¹ close close tick tick tick
Repairs tick close close tick tick tick

With Southern Cross, you may have to purchase the model for your vision coverage separately from the official policy. The following are the benefits you are entitled to on Southern cross vision modules:

*Your Extras Package Annual Limit: HealthEssentials Keeping Well Module¹ Vision and Dental Module¹ Ultracare 400
Singles Cover $250 $600 $500 $500
Family Cover $250 per year $600 per year $500 per year $500 per year
Prescription Glasses tick tick tick tick
Prescription Lenses tick tick tick tick
Prescription Sunglasses tick tick tick tick
Eye Test Coverage $100 per year $200 per year $50 per year $350 per year
Repairs tick tick tick tick

Renew your prescriptions today.

Health insurance coverage only applies to prescription glasses and appliances. Get yours renewed with us before you begin spending.

¹ Basic HealthEssentials Benefits on eye tests are shared with benefits on glasses.

² Upgrade from basic Ultracare policy to Ultracare 400 required for full vision coverage.

³ Coverage shared with other benefits

*Based on Southern Cross Health Insurance's Product Factsheet and Plan Documents: 1 2 3 4 5 6. Vision coverage factsheets: Keeping Well & Vision and Dental.

Information relevant as of 15 March 2021

optometrist session

Your eye test explained

Routine eye test appointments are quick and painless. Find out what to expect during an eye exam and how to understand your eye test results.

Free kids eye tests

Free Kids Eye Tests

Oscar Wylee offers free eye tests to children under 18. Learn more about your child’s eye health, how crucial your child’s vision skills are, and the warning signs that your child may need a check up.

pupillary distance

What is Pupillary Distance? (PD)

Do you know your PD? It's something you'll need to know when ordering glasses online. Find out what Pupillary Distance is and how you can measure your own.

eye test

Book an eye test

Our qualified optometrists provide free eye tests when you purchase a pair of our glasses on the same day. Otherwise, eye tests will cost $30.

Find a store near you

Contact or visit your nearest store for a full quote.

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